Stop by either location today to open a CD. *Qualifying deposits include: Checking, Savings, CD’s, IRA’s, and HSA accounts. The highest interest rate comes with the 12-month promotional rate CD at 5.25 APY. If you can only afford to contribute the minimum amount to the shortest CD (6 months), you will earn 5.25 interest.
15% when you have a Relationship Checking Account and qualifying deposits of $50,000.* That means you will earn average interest if you open one of its CDs. When you cash in your CD at its maturity date, you receive the money you originally invested plus the compounded interest.Your CD earns interest based on current rates.Purchase a CD with a fixed sum of money for a fixed period of time - this can range anywhere from six months up to five years, depending on your future needs.Plus, CD's offer higher interest rates than regular savings or checking accounts. CDs are a guaranteed investment and growing source of interest that you can easily convert into cash upon maturity of the CD. First Citizens provides a full range of banking products and services to meet your individual or business financial needs. Start your banking relationship with United Bank & Trust today! Open an AccountĪ Certificate of Deposit (CD) offers you greater earning potential, plus added security.